Terms and Conditions

This page (together with any other documents referred to on it) tells you the terms on which you may use our website (www.benefex.co.uk) (our site).  Please read these terms of use carefully before you start to use our site.  By using our site, you indicate that you accept these terms of use and that you agree to abide by them.  If you do not agree to these terms of use, please refrain from using our site.

Accessing our site

Access to our site is permitted on a temporary basis, and we reserve the right to withdraw or amend our site without notice (see below).  We will not be liable if for any reason our site is unavailable at any time or for any period.

You are responsible for making all arrangements necessary for you to have access to our site.  You are also responsible for ensuring that everyone who accesses our site through your internet connection is aware of these terms, and that they comply with them.

You also agree not to:

  • reproduce, duplicate, copy or sell any part of our site in contravention of these terms of use; and
  • access without authority, interfere with, damage or disrupt any part of our site.

We aim to update our site regularly, and may change the content at any time. If the need arises, we may suspend access to our site, or close it indefinitely.  Any of the material on our site may be out of date at any given time, and we are under no obligation to update such material. 

We may revise these terms of use at any time by amending this page.  You are expected to check this page from time to time to take notice of any changes we make, as they are binding on you.  Some of the provisions contained in these terms of use may also be superseded by provisions or notices published elsewhere on our site.

Linking to our site

You may not establish a link to any part of our site without our prior written agreement and our site must not be framed on any other site. 

Links from our site

Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only.  We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. The inclusion of a link to another site on this Website does not imply any endorsement of the sites themselves or of those in control of them.

Intellectual Property Rights

We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it.  Those works are protected by copyright laws and treaties around the world.  All such rights are reserved.

You must not use any part of the materials on our site for commercial purposes without obtaining a licence to do so from us or our licensors.

The trademarks Benefex, Enroller and RewardHub are trademarks of Benefex Limited.

Our liability

Commentary and other materials posted on our site are not intended to amount to advice on which reliance should be placed.  No part of this Website is intended to constitute advice and the Content of this Website should not be relied upon when making any decisions or taking any action of any kind.

We therefore disclaim all liability and responsibility arising from any reliance placed on such materials by any visitor to our site, or by anyone who may be informed of any of its contents.

Information about you and your visits to our site

We process information about you in accordance with our privacy policy.  By using our site, you consent to such processing and you warrant that all data provided by you is accurate.

Recording and monitoring telephone calls

For your protection and ours, calls may be monitored or recorded.

Disclaimers

Benefex makes no warranty or representation that the Website will meet your requirements, that it will be of satisfactory quality, that it will be fit for a particular purpose, that it will be compatible with all systems, that it will be secure and that all information provided will be accurate. We make no guarantee of any specific results from the use of our Service.

Availability of the website

The Service is provided “as is” and on an “as available” basis. We give no warranty that the Service will be free of defects and / or faults. To the maximum extent permitted by the law we provide no warranties (express or implied) of fitness for a particular purpose, accuracy of information, compatibility and satisfactory quality.

Benefex accepts no liability for any disruption or non-availability of the Website resulting from external causes including, but not limited to, ISP equipment failure, host equipment failure, communications network failure, power failure, natural events, acts of war or legal restrictions and censorship.

Company and regulation details

Benefex Limited (company registered number 04768546) of Mountbatten House, Grosvenor Square, Southampton, Hampshire, SO15 2JU.  VAT number - 927 1078 24

Benefex Financial Solutions Limited (company registered number 06242658) of Mountbatten House, Grosvenor Square, Southampton, Hampshire, SO15 2JU is Authorised and Regulated by the Financial Services Authority. The Financial Services Authority (FSA) regulates the financial services industry in the UK and their address is 25 The North Colonnade, Canary Wharf, London, E14 5HS. The Client can check Benefex’s registration on the FSA’s Register by visiting the FSA’s website www.fsa.gov.uk/register FSA No. 468665 or by contacting the FSA on 0845 606 1234.  VAT number: 942 8699 70

Jurisdiction and applicable law

These terms of use and any dispute or claim arising out of or in connection with them or their subject matter (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England.

The English courts will have non-exclusive jurisdiction over any claim arising from, or related to, a visit to our site and we retain the right to bring proceedings against you for breach of these terms of use in your country of residence or any other relevant country.

Your concerns

If you have any concerns about material which appears on our site, please contact us.

Thank you for visiting our site.

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